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Carbutti & Co. website: Ghostwritten written by Liz Ernst for Jonathan Carbutti

Great news from one of the biggest mortgage regulators–the Consumer Financial Protection Bureau (CFPB) has announced plans to make it easier for small and rural banks to provide home loans. The change will take time, but the bureau’s news is the latest in technical adjustments that are slowly loosening the reins on a tight mortgage market.
Carbutti & Co. website: Written by Liz Ernst for Jonathan Carbutti

Tips for Shopping for Appliances, Lighting and Fixtures to Upgrade Your Kitchen

Whether you’re remodeling your kitchen or simply replacing dated appliances, now is a great time to take advantage of some of the many price-busting post holiday sales! Shopping for appliances and fixtures like lighting, faucets, even a new sink can be fun and exciting at first, but can turn confusing and exhausting in no time. If you and your spouse or partner have different design ideas, attempts to find common ground can add friction to an already stressful task.

With 92 percent of Consumers Searching Online for Their Next Home, FSBO Comes of Age

For Sale By Owner (FSBO) is all grown up. Thanks to some pretty powerful technology and an ever-growing population of tech savvy and informed consumers, the time to challenge the status quo has arrived. The flood gates opened significantly over the past two years, when consumer use of online real estate searches reached an all-time high of 92 percent (2014) and crested to 60 percent for mobile and tablet usage on weekends. This tipping point has major implications for agents, brokers, and their

Prepare Your House for the Sizzling Summer Sale Season

If you’re planning to sell your house for sale by owner (FSBO)-style and hope to capitalize on the sizzling summer selling season, now is the time to get busy. In summertime, 60 percent of all homes are bought and sold, so get in on the action by taking these six essential steps now to be ready to sell in June. 1. Pack up the clutter and depersonalize the space Clutter is not conducive to a successful home sale. Free up as much space in your home as possible to give homebuyers the best possibl

What Does it Really Take to Successfully Sell Your Home FSBO?

Selling your home for sale by owner (FSBO)-style—that is, without an agent, is not only entirely possible, it’s easier today than it was in the past. The benefits of a FSBO home sale include a potentially great cost savings, since you will save the cost of the real estate agent’s commission—the largest expense home sellers are saddled with. If you’re considering an FSBO sale of your own home, it’s important to prepare yourself for the task at hand, a worthwhile effort if you’d like to keep that

What’s Changed with Home Sellers’ Need to Hire a Real Estate Agent? Plenty!

Home sellers and buyers are losing faith in realtors, and the days of the real estate cartel monopoly are numbered. This outcome was hastened by automatic valuations, and whether you think these valuations are accurate or not, buyers and sellers love looking at them. Determining your home’s value without an agent has become easy, even in non-disclosure states—it just might take a few extra clicks and a bit of sleuthing on your part. Cracks in the real estate industry’s wall are rapidly surfacin

How Real Estate Tech is Killing The Commission

Less than three years ago, user-friendly online technology advances, aggregated information, and open-source platforms were just getting popular with consumers looking to buy and sell homes. Now it’s standard fare in the real estate industry. Realtors® want their annual surveys to reflect that MLS is still the more effective listing space. But what their numbers don’t reflect is how many homes in the MLS system are being sold with flat fee services or sellers completely opting out of the MLS sy

4 of the Real Estate Industry’s Biggest FSBO Myths, Countered by Facts

The real estate industry, particularly the National Association of Realtors (NAR), has earned a reputation for fact fabricating when it comes to the for sale by owner (FSBO) market. Here’s what that’s about. We’re all familiar with the statement “Don’t believe everything you read.” We all come across articles in newspapers and on the internet that we know simply aren’t true, with titles like “Kim Kardashian has Three Alien Babies,” “Golden Eagle Snatches Baby in Park,” or “Samsung pays Apple $1
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